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The sample below is for a Banking and Finance Executive Resume. This resume was written by a ResumeMyCareer professional resume writer, and demonstrates how a resume for a Banking and Finance Executive Candidate should be properly created. Our Certified Professional Resume Writers can assist you in creating a professional document for the job or industry of your choice.

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Experienced, knowledgeable and integrity-driven Banking & Finance executive with 26 years of financial and lending experience. Dedicated lending experience in agricultural and commercial loans to a multitude of industry enterprises and real estate residential/commercial construction development. Strong field experience with multitude of legal documents, budget review, assessment, communication with debtors, and case recommendations on exit strategies. Experience in determining condition and quick sale value of property based on current market trends.

Core Competencies
Business Loans • Special Assets • Client Relations • Market Trends • Forecasting • Negotiation
Team Leadership • Strategic Analysis • Communications • Commercial Loan Development • Mentoring
Analysis & Planning • Budget Development & Adherence • Risk Management • Business Analysis • Collections
Customer Relations • Operations Improvement • Profit & Volume Growth • Portfolio Management • Foreclosures

Community and Southern Bank, Carrollton • GA 2010 – 2011
Senior Vice President-Manager Special Assets Department and OREO
Directed all activities and personnel of Special Assets Department, monitored overall performance, and maximized portfolio value of non-performing and sub-performing assets. Kept current communications with all banking clients and representatives and all other groups and representatives on wide range of real estate, legal, and loan-related issues. Oversaw all loan collection and resolution efforts, collateral inspections, and risk management evaluations on sub-standard credit facilities. Effectively managed portfolio assets, and strategically identified and evaluated financial capacity of borrowers, determined marketable assets and assigned value of bank-owned property. Managed OREO Department ensuring proper booking after foreclosure, updated values upon receipt of new appraisals, inspections, property maintenance and aggressive marketing that ensured best price through bidding at time of sale. Strong experience with remediation of storm water management practices and settlement of fines and penalties.
Key Highlights:
• Successful sales results produced best month of $12MM and averaged production was $8MM with offer volume generally between 15 to 25 per day and 8-10 actual closings per day.
CD Mitchell & Company for FDIC Receiver for Integrity Bank, Alpharetta • GA 2008 – 2010
Workout Specialist
Recruited to maximize potential recovery in liquidation of loans and evaluate viability of incomplete construction and development loans concerning “as is” versus “as completed” to maximize asset value. Engaged in communications with debtor and gathered additional information to resolution of case recommendations. Researched avenues to market, preserve borrower confidentiality while maximizing product exposure, and packaged loans for foreclosure.
Integrity Bank, Duluth • GA 2006 – 2008
Vice President Construction Lending
Guided all banking relationships through underwriting, structuring, and marketing or collection, and initiated recovery process, reviewed files, financial statements, contracts, appraisals, and closing statements. Reclassified all relationships based on review of performance, progress of developments, and compliance with terms of initial approval. Assessed market conditions and determined direction for debt, and provided recommendation to Chief Credit Officer and Problem Loan Committee to grant forbearance when warranted by project, and foreclose when no options were available to reduce loss. Contacted investors and other potential purchasers to assess financial backing, product interest, and intent to purchase note or OREO direct from Bank. Developed and closed residential and commercial loans for bank using existing book of business and calling efforts on new business within real estate market.
Key Highlights:
• Total loan portfolio amounting to $250MM in 2007 comprised of 97 relationships including development, construction, and commercial properties.
• Project sizes varied between $1MM to $10 MM for residential and commercial market customers, and approved more than $46MM in loan in less than 1 year.

Main Street Bank/BB&T, Lawrenceville • GA 2003 – 2006
Business Development Officer Construction /Commercial Real Estate Lender
Utilized Financial Statement Analysis, CDI review, and Metro Study reports to underwrite Builders Guidelines while making loans ranging from $6MM-$500MM for well established builders with sufficient margins of liquidity to carry 2-30 homes under construction in Greater Metro Atlanta area. Underwroe A&D loans to develop inventory of buildable lots, and cross sold other bank products of Omni Insurance Coverage, Investment Services, and deposit products. Secured commercial loans by income producing properties on loans of more than $1MM, and provided continuity of business to existing customers, new money extended of $6MM/month, fee incomes of $40M/month.
Legacy State Bank, Loganville • GA 2005
VP/Commercial & Consumer Lender/Compliance & BSA-Patriot Act Officer/Branch Manager/Security Officer
Initiated new home construction loans for builders-spec and pre-sold from $160M to $450M, and followed pricing model on loans of Prime +1.0% with 1.0% fee. Assisted in A&D loan packaging and participation, and developed and implemented compliance policies for De Novo Bank.
First American Bank, Athens • GA 2001 – 2005
VP/Compliance Officer/Branch & Collections Manager/Commercial &Consumer Lender
Implemented policies and procedures ensuring adherence to sound practices that protected bank from deposit and lending losses. Trained banking staff on BSA, Patriot Act, and other compliance methodologies, and monitored HMDA and CRA reporting practices. Successfully managed and grew loan portfolio of more than $9MM, and new loan production of $300M to $500M with monthly generation averages of $1,500 in fees. Updated and maintained BankWare Platform System integrity. Evaluated small business loan requests based on analysis of financial statements.
First Bank and Trust, Carnesville • GA 1995 – 2001
Assistant Vice President; Security and CRA Officer
Developed and serviced loan portfolio derived from home purchase and improvement, raw land development, construction, and business needs. Managed property insurance coverage for entire loan portfolio of bank, and maintained records for CPA.
Pre 1995:
Assistant Vice President – First Port City Bank, Bainbridge, GA
Consumer Loan Manager – Tri County Bank, Royston, GA
Bank Officer – NationsBank, Hartwell, GA
Loan Officer – Farm Credit, Americus, GA
Courier Teller – Athens Federal Savings Bank, Athens, GA
Teller – First Port City Bank, Bainbridge, GA
Teller/ATM Maintenance – First State Bank and Trust, Valdosta, GA


MS, Administration Management – 1989 magna cum laude
Georgia Southwestern • GA
BS, Agriculture/Applied Economics – 1987 cum laude
University of Georgia • GA
AA, Business and History – 1984 honors
Bainbridge Junior College • GA

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